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Online lenders are always coming up with fresh and new ways to market their services. In an attempt to stand out from the crowd, many will rely on flashy gimmicks or catchphrases. Such is the case with what are called VBS loans, which is becoming a very hot search term even though no one can agree on what VBS stands for!
VBS Loans = Very Big Sums?
APRs vary according to the information supplied by you in your loan request and your lender. You will be given the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement in the loan request process. Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on. See a Representative Example. You are encouraged to contact your lender as soon as possible if you are unable to repay your loan on the scheduled repayment date. Your lender will set its own late payment fees in accordance with state regulations, and your lender has several courses of action available to them if your payment is late. For more information about your lender's specific procedures as they apply to late payments, please review your loan agreement or contact your lender directly. Disclaimer: This website does not constitute an offer or solicitation to lend. You are under no obligation to use AdvanceCash. This service is not available in all states and the service availability and scope are subject to change without notice.
To minimize finance charges, borrow only the amount that you need and pay it back as soon as you can. If you make only the minimum payment each period, you will pay more in finance charges and it will take you longer to pay off your balance. The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing.